Lens on, hands on: An Intersectional Guide to Financial Capability Program Development

‘Lens on, hands on’, is a practical guide for people who develop and deliver women’s financial capability and wellbeing programs to apply intersectionality in their thinking and practice.

Seeing through an intersectional lens requires us to understand the experiences of women who face more than one form of unequal treatment and discrimination in their lives. These people are often up against a combination of oppressive systems and power structures, all working together to exclude or keep a person down.

In the guide, Intersectionality is described as a thinking tool to examine how power dynamics and structural barriers impact women’s experiences with money.

The Practice Principles and Tools contained in the Guide can be used by those who design, adapt or deliver programs.

The contents of this guide were led by a co-design process with women from First Nations, migrant, refugee and asylum seeker backgrounds and women with disability who, collectively, brought a range of experiences and expertise in financial capability and Intersectionality. This guide is possible thanks to their generous contributions.

This guide is part of the Women’s Financial Capabilities Project: a three-year pilot project by WIRE in partnership with Good Shepherd Australia New Zealand.

What is the ‘Lens On, Hands On’ guide and how do you use it? Disability Advocate Nimo Hersi explains the nine principles in the guide and the co-design process that led to creating them. “It was developed by a group of powerful women.”

Additional resources

Video: Lens on, hands on co-design team member Janet Curtain speaks about intersectionality in financial capability programs at a Financial Inclusion Action Plan (FIAP) community of practice meeting


Stay updated

Subscribe to our monthly community and professional newsletters! Stay in the loop with our upcoming events, project activities, resources and support groups for women, non-binary and gender diverse people.