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Research, Education & Advocacy

At WIRE we believe that evidence informed research is one of the strongest tools to affect change. Please see below for a list and summary of each research report.

At WIRE we believe that if you want to know what women are experiencing you need to talk to women and ask them. Our research amplifies the voices of women so that their voices become a strong and affect tool for change.

Please see below for a list of our current research and links for you to download the full reports. 

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WIRE Community engagement. Are you looking for an engaging speaker for your workplace, school or community group? WIRE provides engaging and experienced speakers to deliver evidence based presentations on a range of topics. Read more

Strong beginnings Financial Equals  (2015)

Published June 2015.

This research demonstrates that significant barriers exist for women when talking to their partners about money. A critical financial resource for many women is the asset base they share with their partner. For some women it is their only financial resource.  It is imperative therefore that strategies are developed that reduce barriers and increase women’s capacity to engage with their partners about finances, therefore  improving long-term economic outcomes for women and children.

Financial literacy products are not sufficient to address women’s lack of engagement with their finances. These products assume that women have equitable, financial decision-making capacity in relation to money they share with their partners, but do not recognise complex and entrenched gendered barriers such as:

  • Gender stereotypes
  • Gender
  • Pay gap impacting on power dynamics
  • Women disengaging from financial conversations to demonstrate their love and trust
  • Gendered differences in communication styles
  • Fear of relationship breakdown

Download full research report 

WIRE Research Report 'Relationship problems and money: Women talk about financial abuse' (2014)  

Published on Aug 25, 2014  

‘Thirteen years in court. I have lost my kid’s childhood because all I am doing is sitting at the computer writing legal documents.’ Susan, 53, four children, Melbourne. Over 200 women from a wide range of ages, social and income backgrounds in metro and regional Victoria shared their stories of financial abuse in the context of family violence. WIRE Women's Information’s research report reveals that many ex-partners deliberately use the legal, child support and income support systems to cause long term financial hardship and psychological distress to women and their children long after the relationship ends.

See full research report via issu

Young Women and Money

This research builds on WIRE’s 2007 research and applies a gendered lens to women’s financial wellbeing.  This research sheds light on the emerging trend that young women are experiencing increased levels of debt. Concern around this trend was also identified in WIRE’s (2007) research, where many of the women participating in that research expressed considerable concern about their children’s lack of knowledge about financial matters. In particular, women were worried about their children’s management of mobile phones and mobile phone bills.

Download full research report 

Women’s financial Literacy research report (2007)

This seminal research examines women’s financial literacy, not by looking at the inadequacies of women as a way to explain the financial wellbeing differential between men and women but by taking a gendered approach. This research  examines how women’s relationship with money is impacted by gender, cultural stereotypes and systematically barriers the impede women’s financial wellbeing.

Download the research here.

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